RBI Issues New Banking Rules from October 1, 2025
The Reserve Bank of India has announced a set of significant banking reforms effective from October 1, 2025, aimed at improving monetary policy transmission, borrower protection, and operational flexibility for banks. These measures reflect RBI’s evolving approach to balance financial stability with growth and customer-centric lending.
A key reform relates to flexibility in loan spread adjustment. Earlier, banks were permitted to revise the spread over the benchmark lending rate only once every three years. From October 2025, banks are allowed to
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